374 Ridge Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 374 Ridge Rd, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1978
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Company Names on File
Deeds & Mortgages	Oct 2022 Sale Oct 2022 Sale
Flood Zone	Zone A (high risk)
APN	`354200 183.00-03-23`

Property Details

APN / Parcel Number

Primary APN	`354200 183.00-03-23`
Alternative APN	`420018300000030230000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	231,304 sqft (5.31 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	374 RIDGE RD
City	OSWEGO
State	NY
Zip	13126-6590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 301-012-000
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1031
Census Tract	21401

Owner

Source: Oswego County and Oswego Town records · APN 354200 183.00-03-23

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	374 RIDGE RD, OSWEGO, NY 13126-6590
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2022	Warranty Deed, Transfer
Oct 05, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 05, 2022
Property Address	374 RIDGE RD, OSWEGO, NY 13126-6590
Document Number	0000000806
Instrument Date	Aug 24, 2022
Instrument	R-2022-010806
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	374 RIDGE ROAD, COLUMBIA, MD 21044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10377 COLLEGE SQ, COLUMBIA, MD 21044-4661

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 05, 2022
Property Address	374 RIDGE RD, OSWEGO, NY 13126-6590
Document Number	0000000806
Instrument Date	Aug 24, 2022
Instrument	R-2022-010806
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	374 RIDGE ROAD, COLUMBIA, MD 21044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10377 COLLEGE SQ, COLUMBIA, MD 21044-4661

Tax Assessment & Valuation

Source: Oswego County and Oswego Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,000 (-) Land $27,800 Building $85,200	$185,246 (-) Land $45,574 Building $139,672
2024	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$113,000 (-) Land $27,800 Building $85,200	$185,246 (+13.11%) Land $45,574 Building $139,672
2023		$113,000 Land $27,800 Building $85,200	$163,768 Land $40,290 Building $123,478

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750214011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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