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348 Ridge Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 348 Ridge Rd, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,374 sqft · built 1982
Lot Size33.9 acres (1,479,298 sqft)
OwnerCompany Name on File
Last Sale$106,000 (Dec 2008)
Tax Bill$3,872 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN354200 183.00-06-03.1

Property Details

APN / Parcel Number

Primary APN354200 183.00-06-03.1
Alternative APN
  • 420018300000060031000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area894 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area1,479,298 sqft (33.9 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area528 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address348 RIDGE RD
CityOSWEGO
StateNY
Zip13126-6590
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 35 078-006-000
Legal Block6
Legal Lot Number3.100
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1031
Census Tract21401

Owner

Source: Oswego County and Oswego Town records · APN 354200 183.00-06-03.1

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2008 · Amount on Record
Deed SaleDec 17, 2008 · Amount on Record
Deed Document Number200814392
Record UpdatedJun 08, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address348 RIDGE RD, OSWEGO, NY 13126-6590
Document Number0000000839
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address348 RIDGE RD OSWEGO NY 131266590, OSWEGO, NY 13126-6590

Mortgage

Document Number0000000839
DateJan 26, 2018
Instrument839
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionOswego Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00$106,000 (-) Land $46,600 Building $59,400$173,770 (+13.11%) Land $76,393 Building $97,377
2023$106,000 Land $46,600 Building $59,400$153,623 Land $67,536 Building $86,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750214011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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