369 Division St, Clermont, FL 34711 Property Records

Lake County property record for 369 Division St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,181 sqft · built 1989
Lot Size	0.101 acres (4,412 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Nov 2019)
Tax Bill	$1,796 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0025-000-04400`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0025-000-04400`
Alternative APNs	`262218002500004400` `3028279`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,601 sqft
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,412 sqft (0.101 acres)
Lot Dimensions	86 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3028279
Street Address	369 DIVISION ST
City	CLERMONT
State	FL
Zip	34711-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLERMONT CHERRY KNOLL LOT 44 PB 29 PGS 99-100 ORB 5373 PG 442
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CHERRY KNOLL SUB
Legal Tract	0025
Legal Lot Number	44
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

369 Division St is owned and occupied by an individual who bought it in November 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	369 DIVISION ST, CLERMONT, FL 34711-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC
Sep 16, 2019	Deed of Trust, Mortgage COGENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	2019128510
Deed Book / Page	5373 / 442
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	0047271924
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 13, 2019
Property Address	369 DIVISION ST, CLERMONT, FL 34711-7703
Document Number	0053730442
Book / Page	5373 / 0442
Map Reference	MB 29 PG 99&100
Instrument Date	Nov 8, 2019
Instrument	2019128510
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5720 KING JAMES AVE, 5720, LEESBURG, FL 34748-7989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 DIVISION ST, CLERMONT, FL 34711-7703

Mortgage

Document Number	0053730444
Date	Nov 13, 2019
Instrument	5373/0444

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	369 DIVISION ST, CLERMONT, FL 34711-7703
Document Number	0053430149
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	369 DIVISION ST CLERMONT FL 347117703, CLERMONT, FL 34711-7703

Mortgage

Document Number	0053430149
Date	Sep 18, 2019
Book Page	005343/000149
Instrument	104904

Lender

Name	COGENT BK
Address	ORANGE CITY, FL 32763

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,880 (+2.9%)	$239,709 (-) Land $67,500 Building $172,209
2025		$150,520 Land $67,500 Building $83,020	$239,709 Land $67,500 Building $172,209
2024	$1,796.00 (+2.69%)
2023	$1,749.00 (+3.8%) Homeowner's exemption	$142,020 (+3%)	$196,101 (+18.06%) Land $67,500 Building $128,601
2022	$1,685.00 Homeowner's exemption	$137,890	$166,101 Land $37,500 Building $128,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 369 Division St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 369 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

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