Lake County property record for 342 Division St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,178 sqft · built 1989 |
| Lot Size | 0.133 acres (5,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (May 2018) |
| Tax Bill | $1,928 (2024) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-22-26-0025-000-03900 |
| Primary APN | 18-22-26-0025-000-03900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| Gross Area | 1,715 sqft |
| 1st Floor Area | 1,178 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,784 sqft (0.133 acres) |
| Lot Dimensions | 110 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 401 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3022297 |
|---|---|
| Street Address | 342 DIVISION ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CLERMONT CHERRY KNOLL LOT 39 PB 29 PGS 99-100 ORB 5109 PG 1362 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 18 |
| Legal Subdivision | CHERRY KNOLL SUB |
| Legal Tract | 0025 |
| Legal Lot Number | 39 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 31309 |
Source: Lake County records · APN 18-22-26-0025-000-03900
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 DIVISION ST, CLERMONT, FL 34711-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2016 · Amount on Record |
| Deed Document Number | 201855855 |
| Deed Book / Page | 5109 / 1362 |
| Prior Transfer Date | Apr 13, 2016 |
| Prior Transfer Doc | 0047690819 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 342 DIVISION ST, CLERMONT, FL 34711-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054772451 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 5477/2451 |
| Instrument | 2020058232 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 15, 2018 |
| Property Address | 342 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Number | 0051091362 |
| Book / Page | 5109 / 1362 |
| Map Reference | MB 29 P G 99 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018055855 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 CRYSTAL LAKE DR, 344, CLERMONT, FL 34711-2229 |
| Name | Verified Name |
|---|---|
| Address | 342 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Number | 2018055856 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018055856 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,060 (+2.9%) | $242,792 (-) Land $67,500 Building $175,292 | |
| 2025 | $158,470 (+5.98%) Land $67,500 Building $90,970 | $242,792 (+22.41%) Land $67,500 Building $175,292 | |
| 2024 | $1,928.00 (+2.55%) | ||
| 2023 | $1,880.00 (+3.75%) Homeowner's exemption | $149,530 (+3%) | $198,336 (+17.82%) Land $67,500 Building $130,836 |
| 2022 | $1,812.00 Homeowner's exemption | $145,180 | $168,336 Land $37,500 Building $130,836 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1995–2018) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications, Lumen Technologies, Xfinity.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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