Lake County property record for 354 Division St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,181 sqft · built 1989 |
| Lot Size | 0.105 acres (4,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Nov 2022) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-22-26-0025-000-04100 |
| Primary APN | 18-22-26-0025-000-04100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Gross Area | 1,601 sqft |
| 1st Floor Area | 1,181 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,582 sqft (0.105 acres) |
| Lot Dimensions | 89 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3019121 |
|---|---|
| Street Address | 354 DIVISION ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CLERMONT CHERRY KNOLL LOT 41 PB 29 PGS 99-100 ORB 6054 PG 435 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 18 |
| Legal Subdivision | CHERRY KNOLL SUB |
| Legal Tract | 0025 |
| Legal Lot Number | 41 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 31309 |
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Dec 12, 2017 | Warranty Deed, Transfer · VA Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 2022149976 |
| Deed Book / Page | 6054 / 435 |
| Prior Transfer Date | Nov 14, 2022 |
| Prior Transfer Doc | 0060540435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Number | 0060540435 |
| Book / Page | 6054 / 435 |
| Map Reference | MB 29 PG 99&100 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022149976 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Name | Verified Name |
|---|---|
| Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Number | 0050391537 |
| Book / Page | 5039 / 1537 |
| Map Reference | MB 29 PG 99&100 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 2017132554 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11329 MATTIODA RD, 11329, GROVELAND, FL 34736-8869 |
| Name | Verified Name |
|---|---|
| Address | 354 DIVISION ST, CLERMONT, FL 34711-7703 |
| Document Number | 2017132555 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017132555 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,440 (+2.7%) | $239,709 (-) Land $67,500 Building $172,209 | |
| 2025 | $2,777.00 (+1.13%) Homeowner's exemption | $207,830 (+5.98%) Land $67,500 Building $140,330 | $239,709 (+22.24%) Land $67,500 Building $172,209 |
| 2024 | $2,746.00 (+2.2%) | ||
| 2023 | $2,687.00 (+69.42%) Homeowner's exemption | $196,101 (+48.39%) | $196,101 (+18.06%) Land $67,500 Building $128,601 |
| 2022 | $1,586.00 Homeowner's exemption | $132,150 | $166,101 Land $37,500 Building $128,601 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1995–2018) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Hotwire Communications, Xfinity.
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