St. Charles County property record for 3689 Arpent St, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,080 sqft · built 2004 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Dec 2024) |
| Tax Bill | $2,842 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T060500520 |
| Primary APN | T060500520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500520 |
|---|---|
| Street Address | 3689 ARPENT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8182 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | NEW TOWN AT ST CHAS #1-D LOT 302A |
| Legal Subdivision | NEW TOWN AT ST CHAS #1-D |
| Legal Lot Number | 302A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3689 ARPENT ST, 302A, SAINT CHARLES, MO 63301-8182 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 23, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Nov 22, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on Record |
| Deed Sale | Dec 2, 2024 · Amount on Record |
| Prior Sale | Aug 23, 2022 · Amount on Record |
| Deed Document Number | 202450041 |
| Prior Transfer Date | Aug 4, 2022 |
| Prior Transfer Doc | 0000046401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2022 |
| Property Address | 3689 ARPENT ST, SAINT CHARLES, MO 63301-8124 |
| Document Number | 0000046402 |
| Map Reference | MB 42 PG 347 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022R-046402 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CASTLE LAKE CT, 48, SAINT CHARLES, MO 63304-0452 |
| Name | Verified Name |
|---|---|
| Address | 3689 ARPENT ST # 302A, 302A, SAINT CHARLES, MO 63301-8124 |
| Document Number | 0000046403 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022R-046403 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 22, 2019 |
| Property Address | 3689 ARPENT ST, SAINT CHARLES, MO 63301-8124 |
| Document Number | 0071870731 |
| Book / Page | 007187 / 000731 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 672840 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 CASTLE LAKE CT ST CHARLES MO 633040452, ST CHARLES, MO 63304-0452 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 16, 2019 |
| Property Address | 3689 ARPENT ST, SAINT CHARLES, MO 63301-8124 |
| Document Number | 0071991795 |
| Book / Page | 007199 / 001795 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 722370 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 48 CASTLE LAKE CT ST CHARLES MO 633040452, ST CHARLES, MO 63304-0452 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,377 (-) | $228,302 (-) Building $228,302 | |
| 2025 | $2,842.00 (+10.33%) | $43,377 (+13.54%) | $228,302 (+13.54%) Building $228,302 |
| 2024 | $2,576.00 | ||
| 2023 | $38,204 | ||
| 2022 | $201,073 Building $201,073 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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