3665 Arpent St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3665 Arpent St, Saint Charles, MO 63301

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,080 sqft · built 2004
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$161,300 (Sep 2020)
Tax Bill$2,842 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNT060500528

Property Details

APN / Parcel Number

Primary APNT060500528
Alternative APN
  • 5-116B-9961-00-304A.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units8 Units
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialWood
Lot Area2,614 sqft (0.06 acres)
PorchPorch
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT060500528
Street Address3665 ARPENT ST, 1
CitySAINT CHARLES
StateMO
Zip63301-8125
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionNEW TOWN AT ST CHAS #1-D LOT 304A
Legal SubdivisionNEW TOWN AT ST CHAS #1-D
Legal Lot Number304A
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1033
Census Tract310201

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3665 ARPENT ST, 304A, SAINT CHARLES, MO 63301-8149
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Quit Claim Deed, Transfer
GOLDEN OAK LNDG
Jul 24, 2020Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleSep 29, 2020 · Amount on Record
Deed Document Number202072589
Prior Transfer DateSep 22, 2020
Prior Transfer Doc0000000089
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateSep 29, 2020
Property Address3665 ARPENT ST, SAINT CHARLES, MO 63301-8125
Document Number0000072589
Instrument DateSep 20, 2020
Instrument72589
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3665 ARPENT ST #1 ST CHARLES MO 633018125, 1, ST CHARLES, MO 63301-8125

Mortgage

Document Number72590
DateSep 29, 2020
Instrument72590
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 24, 2020
Property Address3665 ARPENT ST, SAINT CHARLES, MO 63301-8125
Document Number0073540269
Book / Page007354 / 000269
Instrument DateJul 21, 2020
Instrument524490
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3665 ARPENT ST #3 ST CHARLES MO 633018125, 3, ST CHARLES, MO 63301-8125

Mortgage

Document Number73540272
DateJul 24, 2020
Book Page007354/000272
Instrument524500
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,377 (-)$228,302 (-) Building $228,302
2025$2,842.00$43,377 (+13.54%)$228,302 (+13.54%)
2023$38,204
2022$201,073 Building $201,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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