St. Charles County property record for 3653 Arpent St, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,064 sqft · built 2005 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,500 (Dec 2025) |
| Tax Bill | $2,803 (2025) |
| Deeds & Mortgages | May 2026 Transfer Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500532 |
| Primary APN | T060500532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 532 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 2,178 sqft (0.05 acres) |
| Patio Area | 208 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500532 |
|---|---|
| Street Address | 3653 ARPENT ST, 1 |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8123 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | NEW TOWN AT ST CHAS #1-D LOT 305A |
| Legal Subdivision | NEW TOWN AT ST CHAS #1-D |
| Legal Lot Number | 305A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 310201 |
3653 Arpent St is owned and occupied by an individual who bought it in December 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3653 ARPENT ST, 1, SAINT CHARLES, MO 63301-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 8, 2025 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Jun 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on File |
| Deed Sale | Dec 8, 2025 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 202554942 |
| Prior Transfer Date | Dec 3, 2013 |
| Prior Transfer Doc | 0061280304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 26, 2026 |
| Property Address | 3653 ARPENT ST, 1, SAINT CHARLES, MO 63301-8123 |
| Document Number | 0000024514 |
| Instrument Date | May 21, 2026 |
| Instrument | 202624514 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3653 ARPENT ST, 1, SAINT CHARLES, MO 63301-8123 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 8, 2025 |
| Property Address | 3653 ARPENT ST, SAINT CHARLES, MO 63301-8118 |
| Document Number | 0000054942 |
| Map Reference | MB 42 PG 347 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025R-054942 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16381 BIRDIE LN, HUNTINGTON BEACH, CA 92649-2711 |
| Name | Verified Name |
|---|---|
| Address | 3653 ARPENT ST APT 1, 1, SAINT CHARLES, MO 63301-8123 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 7, 2018 |
| Property Address | 3653 ARPENT ST, SAINT CHARLES, MO 63301-8123 |
| Document Number | 0069301619 |
| Book / Page | 006930 / 001619 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 317200 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3653 ARPENT ST ST CHARLES MO 633018123, ST CHARLES, MO 63301-8123 |
The 2025 property tax bill for 3653 Arpent St was $2,803.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,771 (-) | $225,113 (-) Building $225,113 | |
| 2025 | $2,803.00 | $42,771 | $225,113 Building $225,113 |
| 2023 | $37,680 | ||
| 2022 | $198,314 Building $198,314 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3653 Arpent St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3653 Arpent St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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