3688 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3688 River Rd, Cincinnati, OH 45204

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,119 sqft · built 1937
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Jul 2022)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-0062-0141-00`

Property Details

APN / Parcel Number

Primary APN	`158-0062-0141-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	756 sqft
Attic	Attic
Attic Area	363 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	175 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3688 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3688 RIVER RD 38X175 NS RIVER RD 125.43 FT W OF SHATCH EST SUB STATE EASMTEASMT PAR 154 CON
Legal Subdivision	F S HATCH ESTATE SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	10300

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3688 RIVER RD, CINCINNATI, OH 45204-1168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage SHILPA MAHESWARI
Jul 8, 2022	Warranty Deed, Transfer · VA Mortgage SERVION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	0000066935
Deed Book / Page	14704 / 1004
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3688 RIVER RD, CINCINNATI, OH 45204-1168
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7250 LAWNDALE DR, WEST CHESTER, OH 45069

Mortgage

Document Number	0000155702
Date	Dec 30, 2021
Book Page	14574/38
Instrument	2021-0155702

Lender

Name	SHILPA MAHESWARI
Type	Private Party

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Jul 19, 2022

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2022
Property Address	3688 RIVER RD, CINCINNATI, OH 45204-1168
Document Number	0000066935
Book / Page	14704 / 1004
Instrument Date	Jun 29, 2022
Instrument	2022-0066935
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3688 RIVER RD, CINCINNATI, OH 45204-1168

Mortgage

Document Number	0000066936
Date	Jul 8, 2022
Book Page	14704/1006
Instrument	2022-0066936

Lender

Name	SERVION INC
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00 (+3.04%)	$50,575 (+%) Land $1,991 Building $48,584
2024	$3,029.00 (-2.13%)	$50,574 (-) Land $1,991 Building $48,583
2023	$3,095.00 (+121.7%)	$50,574 (+148.7%) Land $1,991 Building $48,583	$144,500 (+148.71%) Land $5,690 Building $138,810
2022	$1,396.00 Homeowner's exemption	$20,335 Land $2,002 Building $18,333
2020			$58,100 Land $5,720 Building $52,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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