3686 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3686 River Rd, Cincinnati, OH 45204 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1937
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$109,900 (Apr 2021)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-0062-0139-00`

Property Details

APN / Parcel Number

Primary APN	`158-0062-0139-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	751 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	175 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3686 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RD 38 X 175 NS RIVER RD 87.43 FT W OFS HATCH EST
Legal Subdivision	OF S HATCH ESTATE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	10300

Owner

Source: Hamilton County records · APN 158-0062-0139-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3686 RIVER RD, CINCINNATI, OH 45204-1168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Nov 02, 2005 · Amount on Record
Deed Document Number	0000048967
Deed Book / Page	14399 / 3380
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2021
Property Address	3686 RIVER RD, CINCINNATI, OH 45204-1168
Document Number	0000048967
Book / Page	14399 / 3380
Instrument Date	Apr 16, 2021
Instrument	2021-0048967
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$329.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 RIVER RD, CINCINNATI, OH 45204-1168

Mortgage

Document Number	0000048968
Date	Apr 19, 2021
Instrument	2021-0048968

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+2.99%)	$38,465 (+%) Land $1,991 Building $36,474
2024	$2,308.00 (-2.12%)	$38,464 (-) Land $1,991 Building $36,473
2023	$2,358.00 (+63.75%)	$38,464 (+83.28%) Land $1,991 Building $36,473	$109,900 (+83.29%) Land $5,690 Building $104,210
2022	$1,440.00 Homeowner's exemption	$20,986 Land $2,002 Building $18,984
2020			$59,960 Land $5,720 Building $54,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.