Emmet County property record for 3688 Cliffs Dr, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Occupancy | Owner Occupied |
| Tax Bill | $7,462.00 (2024) |
Source: Emmet County records · APN 52-18-02-365-202
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3688 CLIFFS DR, 102, PETOSKEY, MI 49770-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2013 |
| Deed Sale | May 02, 2013 |
| Prior Sale | Jan 18, 2005 |
| Deed Doc Number | 20135109112 |
| Deed Book / Page | 1156 / 439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3688 CLIFFS DR, PETOSKEY, MI 49770-8586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1210/975 |
|---|---|
| Date | Apr 04, 2019 |
| Book Page | 1210/975 |
| Instrument | 5163896 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,800 (+49.13%) Land $463,800 | $927,600 (+49.13%) Land $927,600 | |
| 2024 | $7,462.00 | ||
| 2023 | $311,000 Land $311,000 | $622,000 Land $622,000 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 52-18-02-365-202 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|
| Street Address | 3688 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8586 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CLIFFS AT BAY HARBOR CONDO, THE, UNIT 102 & GARAGE 103. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | THE CLIFFS AT BAY HARBOR |
| Legal Unit | 102 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
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