3708 Cliffs Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 3708 Cliffs Dr, Petoskey, MI 49770 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Architecture Style	Condo/Apartment
Last Sale	$500,000 (2020)
Tax Bill	$17,074.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`52-18-02-365-205`

Exterior

Architectural Style	Condo/Apartment Style

Location & Zoning

Street Address	3708 CLIFFS DR
City	PETOSKEY
State	MI
Zip	49770-8587
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CLIFFS AT BAY HARBOR CONDO, THE, UNIT 105, G-4. SECTION 2, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	02
Legal Subdivision	CLIFFS AT BAY HARBOR SUBDIVISION
Legal Unit	105
Jurisdiction	EMMET MI
Minor Civil Division	PETOSKEY
Census Blockgroup	1
Census Block	1025
Census Tract	970800

Owner

Source: Emmet County records · APN 52-18-02-365-205

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	300 S PARKVIEW AVE, COLUMBUS, OH 43209-1686
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN INTERNATIONAL
Dec 03, 2020	Warranty Deed, Transfer
Jan 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2020 · Amount on Record
Deed Sale	Dec 03, 2020 · Amount on Record
Prior Sale	Jul 07, 2014
Deed Doc Number	20205180642
Deed Book / Page	1227 / 693
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	01200/0836
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3708 CLIFFS DR, PETOSKEY, MI 49770-8587
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 CLIFFS DR, PETOSKEY, MI 49770-8587

Mortgage

Document Number	0000001237/0000000527
Date	Sep 29, 2021
Book Page	0000001237/0000000527
Instrument	5190488

Lender

Name	FRANKLIN INTERNATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 03, 2020
Property Address	3708 CLIFFS DR, PETOSKEY, MI 49770-8587
Document Number	001227/693
Book / Page	1227 / 693
Instrument Date	Nov 10, 2020
Instrument	5180642
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 CLIFFS DR, PETOSKEY, MI 49770-8587

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Jan 22, 2018
Property Address	3708 CLIFFS DR, PETOSKEY, MI 49770-8587
Document Number	01200/0836
Book / Page	1200 / 0836
Instrument Date	Oct 20, 2017
Instrument	5153735
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 BRUCK ST, 2020, COLUMBUS, OH 43207-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BRUCK ST, COLUMBUS, OH 43207-2329

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,600 (+16.08%) Land $486,600	$973,200 (+16.08%) Land $973,200
2025		$419,200 (+29.86%) Land $419,200	$838,400 (+29.86%) Land $838,400
2024	$17,074.00
2023		$322,800 Land $322,800	$645,600 Land $645,600

Flood & Wildfire

3708 Cliffs Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

3708 Cliffs Dr, Petoskey, MI 49770 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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