Emmet County property record for 3676 Cliffs Dr, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Lot Size | 997 sqft (0.022 acres) |
| Last Sale | $469,000 (1999) |
| Tax Bill | $15,436.00 (2024) |
| Primary APN | 52-18-02-365-197 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|---|
| Lot Area | 997 sqft (0.022 acres) |
| Street Address | 3676 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8586 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CLIFFS AT BAY HARBOR CONDO, THE, UNIT 97. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | CLIFF AT BAY HARBOR |
| Legal Unit | 97 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-18-02-365-197
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5737 KANAN RD, AGOURA HILLS, CA 91301-1601 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL |
| Dec 08, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 1999 · Amount on Record |
| Deed Sale | Oct 29, 1999 · Amount on Record |
| Last Transfer Date | May 28, 2024 |
| Transfer Doc | 0001260/19 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 13, 2020 |
| Property Address | 3676 CLIFFS DR, PETOSKEY, MI 49770-8586 |
| Document Number | 1223/965 |
| Book / Page | 1223 / 965 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 5176912 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6010 MACADAM CT, AGOURA HILLS, CA 91301-1676 |
| Document Number | 5176913 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 5176913 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 08, 2017 |
| Property Address | 3676 CLIFFS DR, PETOSKEY, MI 49770-8586 |
| Document Number | 1199/0983 |
| Book / Page | 1199 / 0983 |
| Instrument Date | Nov 24, 2017 |
| Instrument | 5152866 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 MERCER DR SE, 116, GRAND RAPIDS, MI 49506-1800 |
| Name | Verified Name |
|---|---|
| Address | 1027 JERVEY POINT RD, CHARLESTON, SC 29492-8372 |
| Document Number | 1199/0984 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 1199/0984 |
| Instrument | 5152867 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,500 (+17%) Land $427,500 | $855,000 (+17%) Land $855,000 | |
| 2025 | $365,400 (+25.48%) Land $365,400 | $730,800 (+25.48%) Land $730,800 | |
| 2024 | $15,436.00 | ||
| 2023 | $291,200 Land $291,200 | $582,400 Land $582,400 |
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