3687 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3687 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (May 2023)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-82-*-28`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-82-*-28`
Alternative APNs	`28-37-15-82-00000.0-0028.00` `2861575`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2861575
Street Address	3687 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 2 LOT 28
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 2
Legal Phase	2
Legal Lot Number	28
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2017
Census Tract	65127

Owner

Source: Brevard County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4892 WORTHINGTON CIR, ROCKLEDGE, FL 32955-6637
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage LUYEN LE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	2023111206
Deed Book / Page	9800 / 2275
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 31, 2023
Property Address	3687 MOUNT CARMEL LN, MELBOURNE, FL 32901-6705
Document Number	0098002275
Book / Page	9800 / 2275
Map Reference	MB 51 PG 44&45
Instrument Date	May 30, 2023
Instrument	2023111206
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 N WICKHAM RD, MELBOURNE, FL 32935-2478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4892 WORTHINGTON CIR, ROCKLEDGE, FL 32955-6637

Mortgage

Document Number	0098002277
Date	May 31, 2023
Instrument	9800/2277

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 3, 2022
Property Address	3687 MOUNT CARMEL LN, MELBOURNE, FL 32901-6705
Document Number	0093730562
Book / Page	9373 / 562
Map Reference	MB 51 PG 44&45
Instrument Date	Dec 16, 2021
Instrument	2022000079
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 RYOLAND ST, 501, MELBOURNE, FL 32901-6043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10122 7TH AVE SE # A, A, EVERETT, WA 98208-4704

Mortgage

Document Number	0009373564
Date	Jan 3, 2022
Instrument	9373/564

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 10, 2019
Property Address	3687 MOUNT CARMEL LN, MELBOURNE, FL 32901-6705
Document Number	0085321993
Book / Page	008532 / 001993
Instrument Date	Aug 28, 2019
Instrument	195675
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3687 MOUNT CARMEL LN MELBOURNE FL 329016705, MELBOURNE, FL 32901-6705

Mortgage

Document Number	85321995
Date	Sep 10, 2019
Book Page	008532/001995
Instrument	195676

Lender

Name	LUYEN LE
Address	PO BOX 367712, BONITA SPRINGS, FL 34136-7712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2044

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,000 (-11.91%)	$284,000 (-11.91%)
2025	$5,815.00 (+2.59%)	$322,400 (+0.38%)	$322,400 (+0.38%)
2023	$5,668.00 (+12.62%)	$321,170 (+11.5%) Land $45,000 Building $276,170	$321,170 (+11.5%) Land $45,000 Building $276,170
2022	$5,033.00	$288,050 Land $40,000 Building $248,050	$288,050 Land $40,000 Building $248,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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