3707 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3707 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Aug 2022)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-82-*-30`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-82-*-30`
Alternative APNs	`28-37-15-82-00000.0-0030.00` `2861577`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Width	38 ft Width
Garage Type	Attached
Garage Area	405 sqft
Porch	Florida Room
Porch Area	183 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2861577
Street Address	3707 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 2 LOT 30
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2017
Census Tract	65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage DYBN FINANCIAL CORP
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2022195764
Deed Book / Page	9581 / 1271
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 9, 2022
Property Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707
Document Number	0095811271
Book / Page	9581 / 1271
Map Reference	MB 51 PG 44&45
Instrument Date	Aug 5, 2022
Instrument	2022195764
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 BEACON LANDING CIR, 2408, ORLANDO, FL 32824-4379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707

Mortgage

Document Number	0095811273
Date	Aug 9, 2022
Book Page	9581/1273
Instrument	2022195765

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company
Address	WESTCHESTER, IL 60154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707

Mortgage

Document Number	0092732547
Date	Sep 29, 2021
Book Page	9273/2547
Instrument	2021253910

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 6, 2019
Property Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707
Document Number	0084571866
Book / Page	8457 / 1866
Map Reference	MB 51 PG 44&45
Instrument Date	Jun 4, 2019
Instrument	2019122608
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATYPICAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	691 PLEASANT VALLEY RD, 691, MOUNTAIN CITY, TN 37683-6123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707

Mortgage

Document Number	2019122609
Date	Jun 6, 2019
Instrument	2019122609

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3707 MOUNT CARMEL LN, MELBOURNE, FL 32901-6707
Document Number	0083532054
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3707 MOUNT CARMEL LN MELBOURNE FL 329016707, MELBOURNE, FL 32901-6707

Mortgage

Document Number	0083532054
Date	Jan 24, 2019
Book Page	008353/002054
Instrument	15282

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,610 (-12.39%)	$267,610 (-12.39%)
2025	$4,782.00 (+2.97%) Homeowner's exemption	$305,470 (+1.62%) Land $66,000 Building $239,470	$305,470 (+1.62%) Land $66,000 Building $239,470
2023	$4,644.00 (+69.61%) Homeowner's exemption	$300,590 (+53.47%) Land $49,500 Building $251,090	$300,590 (+12.88%) Land $49,500 Building $251,090
2022	$2,738.00 Homeowner's exemption	$195,860	$266,290 Land $44,000 Building $222,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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