3666 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3666 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Jun 2025)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-82-*-190`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-82-*-190`
Alternative APNs	`28-37-15-82-00000.0-0190.00` `2861649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	405 sqft
Porch	Florida Room
Porch Area	183 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2861649
Street Address	3666 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 2 LOT 190
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 2
Legal Phase	2
Legal Lot Number	190
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2018
Census Tract	65127

Owner

3666 Mount Carmel Ln is owned and occupied by an individual who bought it in June 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	2025130885
Deed Book / Page	10372 / 301
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704

Mortgage

Document Number	0083102038
Date	Nov 16, 2018
Book Page	8310/2038
Instrument	2018257081

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3566 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

Mortgage

Document Number	0090851908
Date	Apr 13, 2021
Book Page	9085/1908
Instrument	2021094003

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 11, 2022
Property Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704
Document Number	0094420695
Book / Page	9442 / 695
Map Reference	MB 51 PG 44&45
Instrument Date	Mar 10, 2022
Instrument	2022062393
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7891 PATRIOT DR APT 11, 7891, ANNANDALE, VA 22003-4853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3666 MOUNT CARMEL LN, MELBOURNE, FL 32901-6704

Mortgage

Document Number	0009442697
Date	Mar 11, 2022
Instrument	9442/697

Lender

Name	CHAMPIONS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3666 Mount Carmel Ln was $4,782 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,610 (-12.39%)	$267,610 (-12.39%)
2025	$4,782.00 Homeowner's exemption	$305,470 Land $66,000 Building $239,470	$305,470 Land $66,000 Building $239,470
2023	$4,644.00 (+96.86%) Homeowner's exemption	$300,590 (+73.08%) Land $49,500 Building $251,090	$300,590 (+12.88%) Land $49,500 Building $251,090
2022	$2,359.00 Homeowner's exemption	$173,670	$266,290 Land $44,000 Building $222,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3666 Mount Carmel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3666 Mount Carmel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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