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368 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 368 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,125 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$165,892 (Apr 2014)
Tax Bill$6,113 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-103-014

Property Details

APN / Parcel Number

Primary APN06-14-103-014

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,125 sqft Living Area
Gross Area2,250 sqft
1st Floor Area1,125 sqft
Basement Area1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address368 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E LINKFIELDS ADDN LOT 6 BLOCK 1
Legal SubdivisionGEORGE E LINKFIELDS ADDN
Legal Block1
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3016
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address368 N COMMONWEALTH AVE, ELGIN, IL 60123-3464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Aug 23, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2014 · Amount on Record
Deed SaleApr 14, 2014 · Amount on Record
Prior SaleSep 24, 2004 · Amount on Record
Deed Document Number201417303
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address368 N COMMONWEALTH AVE, ELGIN, IL 60123-3464
Transaction TypeMortgage
Record UpdatedAug 9, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057666
DateJul 28, 2021
Instrument2021K057666
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036
Interest
Rate2.25%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address368 N COMMONWEALTH AVE, ELGIN, IL 60123-3464
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038584
DateAug 23, 2019
Instrument2019K038584
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueAug 12, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,113.00 (+15.82%) Homeowner's exemption$88,137 (+8.57%) Land $25,869 Building $62,268$264,517 (+8.57%) Land $77,638 Building $186,879
2024$81,180 (+21.39%) Land $23,827 Building $57,353$243,637 (+21.44%) Land $71,510 Building $172,128
2022$5,278.00 (+4.68%) Homeowner's exemption$66,873 (+6.96%) Land $19,628 Building $47,245$200,619 (+6.96%) Land $58,884 Building $141,735
2021$5,042.00 Homeowner's exemption$62,522 Land $18,351 Building $44,171$187,566 Land $55,053 Building $132,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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