368 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 368 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 1938
Lot Size	1.24 acres (54,393 sqft)
Owner	Individual Name on File
Last Sale	$280,500 (Mar 1998)
Tax Bill	$10,163 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0028 B:0000 L:1714`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:1714`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	4,238 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	54,393 sqft (1.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	368 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Lot Number	1714
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4018
Census Tract	209200

Owner

368 Main St is owned and occupied by an individual who bought it in March 1998.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	368 MAIN ST, LYNNFIELD, MA 01940-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 1998 · Amount on File
Deed Sale	Mar 16, 1998 · Amount on File
Deed Book / Page	14660 / 498
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	368 MAIN ST, LYNNFIELD, MA 01940-2518
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39783-155
Date	Apr 20, 2021
Book Page	39783/155
Instrument	20210420004000

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	368 MAIN ST, LYNNFIELD, MA 01940-2518
Document Number	38469-300
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 MAIN ST LYNNFIELD MA 019402518, LYNNFIELD, MA 01940-2518

Mortgage

Document Number	38469-300
Date	Apr 30, 2020
Book Page	038469/000300
Instrument	30001870

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 368 Main St was $10,163, up 11.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,163.00 (+11.76%)	$886,800 (+2.97%) Land $544,000 Building $342,800	$952,554 (-9.88%)
2025	$9,094.00 (+10.54%)	$861,200 (+10.02%) Land $528,300 Building $332,900	$1,056,970
2024	$8,227.00 (-0.45%)	$782,800 (+7.04%) Land $480,200 Building $302,600
2023	$8,264.00	$731,300 Land $455,800 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 368 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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