344 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 344 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1900
Lot Size	0.694 acres (30,218 sqft)
Owner	Individual Name on File
Last Sale	$937,500 (Jun 2022)
Tax Bill	$11,633 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0028 B:0000 L:2411`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:2411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,735 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,218 sqft (0.694 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	344 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HERITAGE HILL
Legal Lot Number	2411
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4018
Census Tract	209200

Owner

344 Main St is owned by an individual who bought it in June 2022.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 HERITAGE LN, LYNNFIELD, MA 01940-2552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Dec 27, 2019 · Amount on File
Deed Book / Page	41003 / 256
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 15, 2022
Property Address	344 MAIN ST, LYNNFIELD, MA 01940-2518
Document Number	041003-256
Book / Page	41003 / 256
Instrument Date	Jun 15, 2022
Instrument	20220615003470
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HERITAGE LN, LYNNFIELD, MA 01940-2552

Mortgage

Document Number	220615003480
Date	Jun 15, 2022
Instrument	220615003480

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 23, 2020
Property Address	344 MAIN ST, LYNNFIELD, MA 01940-2518
Document Number	39336-468
Book / Page	039336 / 000468
Instrument Date	Dec 22, 2020
Instrument	23003120
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 NEEDHAM RD LYNNFIELD MA 019401615, LYNNFIELD, MA 01940-1615

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 27, 2019
Property Address	344 MAIN ST, LYNNFIELD, MA 01940-2518
Document Number	38152-541
Book / Page	38152 / 541
Instrument Date	Dec 18, 2019
Instrument	20191227003510
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 NEEDHAM RD, LYNNFIELD, MA 01940-1615

Mortgage

Document Number	191227003520
Date	Dec 27, 2019
Instrument	191227003520

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 344 Main St was $11,633, up 11.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,633.00 (+11.77%)	$1,015,100 (+2.99%) Land $566,100 Building $448,400	$971,809 (-11.02%)
2025	$10,408.00 (+10.51%)	$985,600 (+9.99%) Land $549,600 Building $436,000	$1,092,215
2024	$9,418.00 (+2.97%)	$896,100 (+10.71%) Land $499,700 Building $396,400
2023	$9,146.00	$809,400 Land $474,000 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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