355 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 355 Main St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,149 sqft · built 1952
Lot Size0.436 acres (18,975 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Aug 2019)
Tax Bill$10,327 (2026)
Deeds & MortgagesApr 2020 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLYNF M:0028 B:0000 L:2432

Property Details

APN / Parcel Number

Primary APNLYNF M:0028 B:0000 L:2432

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,149 sqft Living Area
Gross Area4,383 sqft
Basement Area1,228 sqft
Unfinished Basement1,228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,975 sqft (0.436 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address355 MAIN ST
CityLYNNFIELD
StateMA
Zip01940-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number2432
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group2
Census Block2015
Census Tract209200

Owner

355 Main St is owned and occupied by two individuals who bought it in August 2019.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address355 MAIN ST, LYNNFIELD, MA 01940-2516
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 23, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2019 · Amount on File
Deed SaleAug 23, 2019 · Amount on File
Prior SaleNov 30, 2012 · Amount on File
Deed Document Number20192670
Deed Book / Page37778 / 580
Prior Transfer DateAug 15, 2019
Prior Transfer Doc37778-580
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address355 MAIN ST, LYNNFIELD, MA 01940-2516
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38453-78
DateApr 27, 2020
Book Page38453/78
Instrument20200427001310
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNNFIELD MA
Recording DateAug 23, 2019
Property Address355 MAIN ST, LYNNFIELD, MA 01940-2516
Document Number37778-580
Book / Page37778 / 580
Instrument DateAug 15, 2019
Instrument20190823002670
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 MAIN ST, LYNNFIELD, MA 01940-2516

Mortgage

Document Number190823002680
DateAug 23, 2019
Instrument190823002680
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 355 Main St was $10,327, up 11.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,327.00 (+11.78%)$901,100 (+2.99%) Land $518,600 Building $381,900$995,783 (+6.49%)
2025$9,239.00 (+10.51%)$874,900 (+9.99%) Land $503,500 Building $371,400$935,085
2024$8,360.00 (+0.17%)$795,400 (+7.69%) Land $457,700 Building $337,700
2023$8,346.00$738,600 Land $434,200 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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