368 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 368 Lancaster St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Lot Size	0.92 acres (3,999 sqft)
Owner	Company Name on Record
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Aug 2019 Transfer Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-292-028`

Property Details

APN / Parcel Number

Primary APN	`022-292-028`

Exterior

Lot Area	3,999 sqft (0.92 acres)

Location & Zoning

Street Address	368 LANCASTER ST
City	CAMBRIA
State	CA
Zip	93428-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES U 5 BL 67 LTS 13 & 14
Legal Subdivision	CAMBRIA PINES 05
Legal Block	67
Legal Lot Number	13,14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2048
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1241 KNOLLWOOD DR, CAMBRIA, CA 93428-3322
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2019	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
Jun 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 20, 2020
Transfer Doc	0000007756
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 1, 2019
Property Address	368 LANCASTER ST, CAMBRIA, CA 93428-3262
Document Number	0000031039
Instrument Date	Jul 26, 2019
Instrument	31039
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1241 KNOLLWOOD DR CAMBRIA CA 934283322, CAMBRIA, CA 93428-3322

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 31, 2019
Property Address	368 LANCASTER ST, CAMBRIA, CA 93428-3262
Document Number	0000030771
Map Reference	MB 5 PG 2
Instrument Date	Jul 26, 2019
Instrument	2019030771
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 KNOLLWOOD DR, CAMBRIA, CA 93428-3322

Mortgage

Document Number	0000030772
Date	Jul 31, 2019
Instrument	2019030772

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2019
Property Address	368 LANCASTER ST, CAMBRIA, CA 93428-3262
Document Number	0000023129
Instrument Date	Jun 11, 2019
Instrument	23129
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	368 LANCASTER ST CAMBRIA CA 934283262, CAMBRIA, CA 93428-3262

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$126,023 (+2%) Land $47,104 Building $78,919
2025	$1,652.00 (+4.56%)	$123,553 (+4.04%) Land $46,181 Building $77,372
2023	$1,580.00 (+2.13%)	$118,757 Land $44,389 Building $74,368
2022	$1,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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