341 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 341 Lancaster St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,953 sqft · built 1982
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on Record
Last Sale$810,000 (Apr 2005)
Tax Bill$13,049 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN022-291-012

Property Details

APN / Parcel Number

Primary APN022-291-012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,953 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
TerrainCombination
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address341 LANCASTER ST
CityCAMBRIA
StateCA
Zip93428-3247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 68 LTS 26 & 27
Legal SubdivisionCAMBRIA PINES
Legal Block68
Legal Lot Number26,27
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2043
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address341 LANCASTER ST, CAMBRIA, CA 93428-3247
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2005 · Amount on Record
Deed SaleApr 15, 2005 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Document Number200530353
Prior Transfer DateOct 8, 2002
Prior Transfer Doc0000086466
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address341 LANCASTER ST, CAMBRIA, CA 93428-3247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 LANCASTER ST, CAMBRIA, CA 93428-3247

Mortgage

Document Number0000060874
DateOct 27, 2020
Instrument2020060874
Lender
NameVALLEY STRONG CU
TypeCredit Union
AddressBAKERSFIELD, CA 93311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2030

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,228,912 (+2%) Land $710,889 Building $518,023
2025$13,049.00 (+4.03%)$1,204,816 (+4.04%) Land $696,950 Building $507,866
2023$12,544.00 (+1.98%)$1,158,034 Land $669,888 Building $488,146
2022$12,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Lancaster St

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