San Luis Obispo County property record for 385 Lancaster St, Cambria, CA 93428 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,465 sqft Living Area |
| Lot Size | 3,500 sqft (0.08 acres) |
| Last Sale | $1,098,000 (2021) |
| Tax Bill | $13,773.00 (2025) |
| Primary APN | 022-291-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,465 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood Construction |
| Lot Area | 3,500 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Above Road/Slope Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 385 LANCASTER ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3247 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAM PINES U 5 BL 68 LTS 18 & 19 |
| Legal Subdivision | CAMBRIA PINES 05 |
| Legal Block | 68 |
| Legal Lot Number | 18,19 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 022-291-026
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4236 SAN JUAN AVE, FREMONT, CA 94536-4734 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed in Lieu of Foreclosure, Transfer PRIOR TITLE, PRIORITY TITLE |
| Aug 17, 2021 | Deed of Trust, Mortgage ANDY STEELE |
| Aug 17, 2021 | Deed of Trust, Mortgage BETTINA SMILO REVOCABLE TRUST |
| Aug 17, 2021 | Deed of Trust, Mortgage STACEY L ZABALA |
| Aug 17, 2021 | Deed of Trust, Mortgage CHESTER LEE |
| Aug 17, 2021 | Deed of Trust, Mortgage DAHLIA FRYDMAN |
| Aug 17, 2021 | Deed of Trust, Mortgage MAGNOLIA INVESTMENTS LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage NIRU INVESTMENTS LLC |
| Jan 14, 2022 | Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jul 12, 2021 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2000 · Amount on Record |
| Deed Doc Number | 202148636 |
| Prior Transfer Date | Apr 05, 2000 |
| Prior Transfer Doc | 0000019525 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Document Number | 0000013442 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202613442 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4236 SAN JUAN AVE, FREMONT, CA 94536-4734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057194 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057194 |
| Name | ANDY STEELE |
|---|---|
| Type | Private Party |
| Address | 725 CADILLAC DR, SCOTTS VALLEY, CA 95066 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057207 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057207 |
| Name | BETTINA SMILO REVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Address | 842 HIGHLAND AVE APT 2, SAN MATEO, CA 94401 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057201 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057201 |
| Name | STACEY L ZABALA |
|---|---|
| Type | Private Party |
| Address | 2231 44TH AVE, SAN FRANCISCO, CA 94116 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057204 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057204 |
| Name | CHESTER LEE |
|---|---|
| Type | Private Party |
| Address | 1630 31ST AVE, SAN FRANCISCO, CA 94122 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057203 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057203 |
| Name | DAHLIA FRYDMAN |
|---|---|
| Type | Private Party |
| Address | 2200 ROSEDALE AVE, OAKLAND, CA 94601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000057202 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021057202 |
| Name | MAGNOLIA INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN JOSE, CA 95155 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000062262 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021062262 |
| Name | NIRU INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FREMONT, CA 94536 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 14, 2022 |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Document Number | 0000002268 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022002268 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | ORANGE COAST TTL CO OF SOCAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE STE 120, 120, FRESNO, CA 93720-2928 |
| Document Number | 0000002274 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022002274 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 12, 2021 |
| Property Address | 385 LANCASTER ST, CAMBRIA, CA 93428-3247 |
| Document Number | 0000048636 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2021048636 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 E LOCUST AVE STE 120, 120, FRESNO, CA 93720-2928 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,298,917 (+2%) Land $595,337 Building $703,580 | |
| 2025 | $13,773.00 (+2.26%) | $1,273,449 (+13.7%) Land $583,664 Building $689,785 |
| 2024 | $13,468.00 (+10.91%) | |
| 2023 | $12,143.00 (+1.99%) | $1,119,960 Land $510,000 Building $609,960 |
| 2022 | $11,906.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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