Clay County property record for 368 Fig Rd, Flora, IL 62839
| Property Type | Vacant Land |
|---|---|
| Details | built 1995 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Jun 2021) |
| Tax Bill | $369 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-200-020 |
| Primary APN | 10-29-200-020 |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 435,600 sqft (10 acres) |
| Street Address | 368 FIG RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3335 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SEC 29-3-6 N/2 S/2 NW NE 10 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 29 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 972200 |
Source: Clay County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit CLAY CITY BANKING CO |
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLORA BANKING CO |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 2021202220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000001092 |
| Instrument Date | May 30, 2026 |
| Instrument | 20261092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000001092, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 15, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000212824 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 212824 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000205406 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 205406 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 E 6TH ST, FLORA, IL 62839-1913 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000205407 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 205407 |
| Name | FLORA BANKING CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 28, 2021 |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000202220 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 202220 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 FLORA AVE, FLORA, IL 62839-2240 |
| Document Number | 0000202221 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 202221 |
| Name | CLAY CITY BANKING CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 1, 2020 |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 0000199310 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 199310 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 282 FIG RD, FLORA, IL 62839-3333 |
| Document Number | 0000199311 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 199311 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 1, 2020 |
| Property Address | 368 FIG RD, FLORA, IL 62839-3335 |
| Document Number | 199310 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 199310 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 368 FIG RD, 368, FLORA, IL 62839-3335 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 282 FIG RD, FLORA, IL 62839-3333 |
| Document Number | 199311 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 199311 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Clay County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,797 (+11.44%) Land $6,797 | $20,391 (+11.44%) Land $20,391 | |
| 2024 | $369.00 (+13.19%) | $6,099 (+23.14%) Land $6,099 | $18,297 (+23.14%) Land $18,297 |
| 2022 | $326.00 (+0.31%) | $4,953 Land $4,953 | $14,859 Land $14,859 |
| 2021 | $325.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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