284 Fig Rd, Flora, IL 62839 Property Records

Clay County property record for 284 Fig Rd, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,444 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Last Sale	$100,000 (2021)
Tax Bill	$3,046.00 (2024)

Owner

Source: Clay County records · APN 10-29-200-003

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	284 FIG RD, FLORA, IL 62839-3333
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Sep 02, 2014 · Amount on Record
Deed Doc Number	20215
Record Refreshed	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	284 FIG RD, FLORA, IL 62839-3333
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D194582
Date	Jul 09, 2018
Instrument	D194582

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2023
Change Frequency	Annually
Min Rate At Change	2.38%
Max Rate At Change	4.38%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,723 (+11.45%) Land $8,974 Building $53,749	$188,169 (+11.45%) Land $26,922 Building $161,247
2024	$3,046.00 (+11.49%)	$56,279 (+18.58%) Land $8,052 Building $48,227	$168,837 (+18.58%) Land $24,156 Building $144,681
2022	$2,732.00 (+0.7%) Homeowner's exemption	$47,461 Land $6,735 Building $40,726	$142,383 Land $20,205 Building $122,178
2021	$2,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-29-200-003`

Interior

Full Baths	2 Baths
Building Area	1,444 sqft Living Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Area	672 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	284 FIG RD
City	FLORA
State	IL
Zip	62839-3333
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 29-3-6 S/2 SE NW NE 5 AC
Legal Range	06
Legal Township	03
Legal Section	29
Legal Subdivision	SOMERSET SUB
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	2
Census Block	2002
Census Tract	972200