Clay County property record for 248 Fig Rd, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1943 |
| Square Footage | 1,270 sqft Living Area |
| Lot Size | 179,903 sqft (4.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $81,500 (2019) |
| Tax Bill | $1,349.00 (2024) |
Source: Clay County records · APN 10-29-200-024
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Jul 23, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Mar 02, 2017 | Warranty Deed, Transfer · Commercial Mortgage FLORA SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Mar 02, 2017 · Amount on Record |
| Deed Doc Number | 20197073 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000D197075 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | D197075 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 23, 2019 |
| Property Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Document Number | D197073 |
| Map Reference | DR 173 PG 320 |
| Instrument Date | Jul 18, 2019 |
| Instrument | D197073 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | QUAD COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Investor | Possibly a Property Investor |
| Document Number | 000D197074 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | D197074 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Mar 02, 2017 |
| Property Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Document Number | D191099 |
| Instrument Date | Mar 01, 2017 |
| Instrument | D191099 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.75 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 FIG RD, FLORA, IL 62839-3333 |
| Document Number | D191100 |
|---|---|
| Date | Mar 02, 2017 |
| Instrument | D191100 |
| Name | FLORA SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,088 (+32.31%) Land $5,917 Building $31,171 | ||
| 2024 | $1,349.00 (-7.09%) | $99,831 (+18.71%) Land $15,870 Building $83,961 | |
| 2022 | $1,452.00 (+1.18%) Homeowner's exemption | $28,031 Land $4,369 Building $23,662 | $84,093 Land $13,107 Building $70,986 |
| 2021 | $1,435.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-29-200-024 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,270 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 179,903 sqft (4.13 acres) |
| Porch Area | 66 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 248 FIG RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 29-3-6 W 4.13 AC N/2 SW NE 4.13 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 29 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 972200 |
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