Bay County property record for 3677 Kawkawlin River Dr, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,950 sqft · built 1930 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (May 2015) |
| Tax Bill | $4,259 (2026) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 010-005-100-500-00 |
| Primary APN | 010-005-100-500-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,950 sqft Living Area |
| 1st Floor Area | 1,567 sqft |
| Basement Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 446 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3677 KAWKAWLIN RIVER DR |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-1773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM AT SW COR OF SEC TH N 4D 37M E 1663 FT TH S 88D 35M E 782.58 FT TH N 48D 20M E 954.09 FT TH N 48D 35M E 499.73 FT TO POB |
| Legal Lot Number | 6 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 285900 |
3677 Kawkawlin River Dr is owned and occupied by an individual who bought it in May 2015.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3677 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on File |
| Deed Sale | May 15, 2015 · Amount on File |
| Prior Sale | Nov 2, 1998 · Amount on File |
| Deed Book / Page | 3090 / 372 |
| Prior Transfer Date | Aug 11, 2005 |
| Prior Transfer Doc | 0023800603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3677 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773 |
| Document Number | 0000001327 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3677 KAWKAWLIN RIVER DR BAY CITY MI 487061773, BAY CITY, MI 48706-1773 |
| Document Number | 0000001327 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 1327 |
| Name | HUNTINGTON NAT'L BK/FL |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3677 Kawkawlin River Dr was $4,259 with a homeowner's exemption, up 74.5% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,259.00 (+74.48%) Homeowner's exemption | $267,050 (+32.43%) | $534,100 (+32.43%) |
| 2025 | $2,441.00 Homeowner's exemption | $201,650 | $403,300 |
| 2023 | $157,800 | $315,600 | |
| 2022 | $3,531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3677 Kawkawlin River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1979–2017) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3677 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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