3667 Kawkawlin River Dr, Bay City, MI 48706 Property Records

Bay County property record for 3667 Kawkawlin River Dr, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,605 sqft · built 1930
Lot Size1.32 acres (57,499 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Oct 2024)
Tax Bill$8,547 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN010-005-100-505-00

Property Details

APN / Parcel Number

Primary APN010-005-100-505-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,605 sqft Living Area
1st Floor Area2,720 sqft
Basement Area1,379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Lot Area57,499 sqft (1.32 acres)
Lot Dimensions401 ft deep x 145 ft wide
Garage Area1,704 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3667 KAWKAWLIN RIVER DR
CityBAY CITY
StateMI
Zip48706-1773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOM 1315 FT N 49D 30M E FR PT 1663 FT N & 790 FT E OF SW COR SEC, TH N 38D W 390 FT M/L TH NELY ALG S BK OF KAWKAWLIN RV 140
Legal Lot Number6
JurisdictionBAY MI
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3001
Census Tract285900

Owner

3667 Kawkawlin River Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Bay County records, as of May 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB (TWIN FALLS ID
Nov 25, 2020Deed of Trust, Mortgage · VA Mortgage
HALL FIN'L
Sep 27, 2019Deed of Trust, Mortgage · VA Mortgage
FIFTH THIRD BK
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BK MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2024 · Amount on File
Deed SaleOct 7, 2024 · Amount on File
Prior SaleDec 27, 2018 · Amount on File
Deed Document Number202411678
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 7, 2024
Property Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
Document Number0000011678
Instrument DateOct 3, 2024
Instrument202411678
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773

Transferred To (Grantee/Buyer)

NameVerified Name
Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773

Mortgage

Document Number0000011679
DateOct 7, 2024
Instrument202411679
Lender
NameFIRST FSB (TWIN FALLS ID
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
Document Number0000017361
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3667 KAWKAWLIN RIVER DR BAY CITY MI 487061773, BAY CITY, MI 48706-1773

Mortgage

Document Number0000017361
DateDec 4, 2020
Instrument17361
Lender
NameHALL FIN'L
TypeFunding / Finance Company
AddressTROY, MI 48098
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
Document Number0000013656
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyDIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3667 KAWKAWLIN RIVER DR BAY CITY MI 487061773, BAY CITY, MI 48706-1773

Mortgage

Document Number0000013656
DateOct 7, 2019
Instrument13656
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 6, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateDec 27, 2018
Property Address3667 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
Document Number0000017310
Instrument DateDec 12, 2018
Instrument17310
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyDIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,236.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7289 BLAKE DR BAY CITY MI 48706, BAY CITY, MI 48706

Mortgage

Document Number17311
DateDec 27, 2018
Instrument17311
Lender
NameFIFTH THIRD BK MTG CO
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3667 Kawkawlin River Dr was $8,547 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBangor Charter Township
Unified School DistrictBangor Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,547.00 Homeowner's exemption$314,100$628,200
2023$183,800$367,600
2022$5,383.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3667 Kawkawlin River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA5 of 11
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3667 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

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