3666 Kawkawlin River Dr, Bay City, MI 48706 Property Records

Bay County property record for 3666 Kawkawlin River Dr, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,309 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2021)
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-005-300-080-00`

Property Details

APN / Parcel Number

Primary APN	`010-005-300-080-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,309 sqft Living Area
1st Floor Area	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	192 ft deep x 187 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3666 KAWKAWLIN RIVER DR
City	BAY CITY
State	MI
Zip	48706-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT SW COR OF SEC TH N 4D 37M E 1537 FT TH S 88D 29M E 740.97 FT & N 48D 34M E 1298.90 FT & N 49D 29M E 150 FT ALG SLY LI
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3004
Census Tract	285900

Owner

3666 Kawkawlin River Dr is owned and occupied by an individual who bought it in June 2021.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3666 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Aug 28, 2002 · Amount on File
Deed Document Number	20219838
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 1, 2021
Property Address	3666 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1771
Document Number	202109838
Instrument Date	May 24, 2021
Instrument	202109838
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3666 KAWKAWLIN RIVER DR, 3666, BAY CITY, MI 48706-1771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 SCOTT DR, BAY CITY, MI 48706-1119

Mortgage

Document Number	202109839
Date	Jun 1, 2021
Instrument	202109839

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 1, 2021
Property Address	3666 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1771
Document Number	0000009838
Instrument Date	May 24, 2021
Instrument	202109838
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3666 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 SCOTT DR, BAY CITY, MI 48706-1119

Mortgage

Document Number	0000009839
Date	Jun 1, 2021
Instrument	202109839

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3666 Kawkawlin River Dr was $4,080 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00 Homeowner's exemption	$134,450	$268,900
2023		$104,450	$208,900
2022	$3,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3666 Kawkawlin River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3666 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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