Emmet County property record for 3660 Cliffs Dr, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 0.022 acres (963 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,699 (2024) |
| Deeds & Mortgages | Oct 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-02-365-193 |
| Primary APN | 52-18-02-365-193 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Basement Area | 1,551 sqft |
| Unfinished Basement | 1,551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Lot Area | 963 sqft |
| Garage Area | 408 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3660 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8586 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | CLIFFS AT BAY HARBOR CONDO, THE, UNIT 93 & G-102. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | CLIFFS AT BAY HARBOR CONDO |
| Legal Unit | 93 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3660 CLIFFS DR, PETOSKEY, MI 49770-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2026 |
| Deed Sale | Oct 6, 2026 |
| Prior Sale | Jul 30, 1999 · Amount on Record |
| Deed Document Number | 20265231504 |
| Deed Book / Page | 1278 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 6, 2026 |
| Property Address | 3660 CLIFFS DR, PETOSKEY, MI 49770-8586 |
| Document Number | 0005231504 |
| Book / Page | 1278 / 447 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20265231504 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3660 CLIFFS DR, PETOSKEY, MI 49770-8586 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,500 (+47.67%) Land $449,500 | $899,000 (+47.67%) Land $899,000 | |
| 2024 | $6,699.00 | ||
| 2023 | $304,400 Land $304,400 | $608,800 Land $608,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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