3675 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3675 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,456 sqft · built 1968
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Oct 2023)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-113-4405`

Property Details

APN / Parcel Number

Primary APN	`25-113-4405`
Alternative APNs	`25-00113-4405` `17157`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	79 sqft
Finished Basement	79 sqft
Unfinished Basement	79 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	530 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	143 sqft
Deck Area	144 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17157
Street Address	3675 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PT OF SEC 13, TWP 35, RG 31 (GOVT LOT 7) DESC AS FOLLOWS: BEG ON S LINE OF SEC 13 & 872.0 FT W OF SE CORNER OF SAID SEC
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	PAN REALTY COMPANYS ADDITION
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3675 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit MIDCOUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	2023962887
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0000080250
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 19, 2023
Property Address	3675 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Document Number	0000962887
Instrument Date	Oct 17, 2023
Instrument	962887
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3675 13TH AVE SE, SAINT CLOUD, MN 56304-9535

Mortgage

Document Number	0000962888
Date	Oct 19, 2023
Instrument	962888

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	3675 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Document Number	0000835958
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	533 JULEP RD WAITE PARK MN 563871397, WAITE PARK, MN 56387-1397

Mortgage

Document Number	0000835958
Date	Mar 21, 2017
Instrument	835958

Lender

Name	MIDCOUNTRY BK
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 20, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,100 (+0.64%) Land $113,000 Building $251,100	$364,100 (+0.64%) Land $113,000 Building $251,100
2025	$2,914.00 (+29.51%)	$361,800 (+24.63%) Land $112,500 Building $249,300	$361,800 (+24.63%) Land $112,500 Building $249,300
2023	$2,250.00	$290,300 Land $99,600 Building $190,700
2021			$290,300 Land $99,600 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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