3640 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3640 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1978
Lot Size	0.67 acres (29,185 sqft)
Owner	Trust Name on File
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Jan 2022 Transfer Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-402-0515`

Property Details

APN / Parcel Number

Primary APN	`25-402-0515`
Alternative APNs	`25-00402-0515` `17217`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	47 sqft
Finished Basement	47 sqft
Unfinished Basement	47 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Mixed
Garage Area	1,104 sqft
Driveway	Driveway
Deck Area	189 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17217
Street Address	3640 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3, BLK 5
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	5
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

3640 13th Ave SE is owner-occupied and held in a trust since December 2018.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Trust Name on File
Mailing Address	3640 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Intrafamily Transfer, Transfer
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2018
Transfer Doc	0000866064
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Jan 24, 2022
Property Address	3640 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Document Number	0000936518
Instrument Date	Jan 20, 2022
Instrument	936518
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3640 13TH AVE SE, SAINT CLOUD, MN 56304-9535

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 12, 2018
Property Address	3640 13TH AVE SE, SAINT CLOUD, MN 56304-9535
Document Number	0000866064
Instrument Date	Dec 7, 2018
Instrument	866064
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3640 13TH AVE SE ST CLOUD MN 563049535, ST CLOUD, MN 56304-9535

Tax Assessment & Valuation

The 2025 property tax bill for 3640 13th Ave SE was $2,434 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,000 (-0.19%) Land $90,100 Building $217,900	$308,000 (-0.19%) Land $90,100 Building $217,900
2025	$2,434.00	$308,600 Land $90,100 Building $218,500	$308,600 Land $90,100 Building $218,500
2023	$2,126.00	$280,800 Land $76,200 Building $204,600
2021			$280,800 Land $76,200 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 13th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 13th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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