Sherburne County property record for 3609 13th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1975 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-113-4415 |
| Primary APN | 25-113-4415 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Deck Area | 215 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17159 |
|---|---|
| Street Address | 3609 13TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | THAT PT OF GOVT LOT 7 DES AS FOLLOWS: COM AT A PT ON S LINE OF SEC 13 WHICH PT IS 1072 FT W OF SE COR, THENCE ANGLE RT NW'LY |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3609 13TH AVE SE, SAINT CLOUD, MN 56304-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 13, 2026 |
| Property Address | 3609 13TH AVE SE, SAINT CLOUD, MN 56304-9535 |
| Document Number | 0000997553 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026997553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3609 13TH AVE SE, SAINT CLOUD, MN 56304-9535 |
| Document Number | 0000997553, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026997553 |
| Name | WEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,600 (+1.46%) Land $99,500 Building $199,100 | $298,600 (+1.46%) Land $99,500 Building $199,100 | |
| 2025 | $2,304.00 (+10.98%) | $294,300 (+5.52%) Land $99,500 Building $194,800 | $294,300 (+5.52%) Land $99,500 Building $194,800 |
| 2023 | $2,076.00 | $278,900 Land $86,800 Building $192,100 | |
| 2021 | $278,900 Land $86,800 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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