Osceola County property record for 3674 Moca Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,972 sqft · built 2017 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (May 2017) |
| Tax Bill | $5,751 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352630096400013390 |
| Primary APN | 352630096400013390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 178 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3674 MOCA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 339 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 2 & 3 |
| Legal Phase | 1 |
| Legal Tract | 964 |
| Legal Lot Number | 339 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 43304 |
Source: Osceola County records · APN 352630096400013390
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7962 BEAR CLAW RUN, ORLANDO, FL 32825-3307 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Dec 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 02, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Document Number | 0051401896 |
| Deed Book / Page | 5140 / 1896 |
| Last Transfer Date | Dec 15, 2017 |
| Transfer Doc | 0052550870 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3674 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3674 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0058400746 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 5840/746 |
| Instrument | 2020161543 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 15, 2017 |
| Property Address | 3674 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0052550870 |
| Book / Page | 005255 / 000870 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 179145 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3674 MOCA DR ST CLOUD FL 347728148, ST CLOUD, FL 34772-8148 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2017 |
| Property Address | 3674 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0051401896 |
| Book / Page | 5140 / 1896 |
| Map Reference | MB24 PG161-167 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017064093 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD # 400, 4901, ORLANDO, FL 32811-7300 |
| Name | Verified Name |
|---|---|
| Address | 3674 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0051401898 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 5140/1898 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,751.00 (+13.99%) | $339,300 (+3.67%) Land $70,000 Building $269,300 | $339,300 (+3.67%) Land $70,000 Building $269,300 |
| 2023 | $5,045.00 (+9.98%) | $327,300 (+10.2%) Land $65,000 Building $262,300 | $327,300 (+10.2%) Land $65,000 Building $262,300 |
| 2022 | $4,587.00 | $297,000 Land $60,000 Building $237,000 | $297,000 Land $60,000 Building $237,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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