Osceola County property record for 3670 Moca Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,972 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Finished, 438 sqft |
| Last Sale | $375,000 (2022) |
| Tax Bill | $6,059.00 (2025) |
| Primary APN | 352630096400013410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,468 sqft Gross Area |
| 1st Floor | 1,972 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 438 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 58 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3670 MOCA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 341 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 2 & 3 |
| Legal Phase | 1 |
| Legal Tract | 964 |
| Legal Lot Number | 341 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 43304 |
Source: Osceola County records · APN 352630096400013410
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Feb 01, 2022 | Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Jun 17, 2020 | Loan Modification, Mortgage · Veterans Administration Mortgage LAKEVIEW LN SERVICING |
| Mar 16, 2017 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2022 · Amount on Record |
| Deed Sale | Feb 01, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2017 · Amount on Record |
| Deed Doc Number | 0006141683 |
| Deed Book / Page | 6141 / 683 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3670 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062500917 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 6250/917 |
| Instrument | 2022107951 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 01, 2022 |
| Property Address | 3670 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0061410683 |
| Book / Page | 6141 / 683 |
| Map Reference | MB 24 PG 161-167 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022017078 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1348 CLEAR BROOK PL, 1348, SAINT CLOUD, FL 34772-6537 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3670 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0057950346 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3670 MOCA DR ST CLOUD FL 347728148, ST CLOUD, FL 34772-8148 |
| Document Number | 0057950346 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 005795/000346 |
| Instrument | 124257 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 16, 2017 |
| Property Address | 3670 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0051171266 |
| Book / Page | 5117 / 1266 |
| Map Reference | MB24 PG161-167 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2017040432 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,571.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 3670 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0051171268 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 5117/1268 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,059.00 (+3.01%) | $338,300 (+3.65%) Land $70,000 Building $268,300 | $338,300 (+3.65%) Land $70,000 Building $268,300 |
| 2023 | $5,882.00 (+84.5%) | $326,400 (+49.02%) Land $65,000 Building $261,400 | $326,400 (+10.2%) Land $65,000 Building $261,400 |
| 2022 | $3,188.00 Homeowner's exemption | $219,030 | $296,200 Land $60,000 Building $236,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures