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3673 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3673 Moca Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,144 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2026)
Tax Bill$5,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-26-30-0964-0001-3780
Alternative APN
  • 263035096400013780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,144 sqft Living Area
Gross Area2,826 sqft Gross Area
1st Floor2,144 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area130 sqft Patio
Porch Area262 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3673 MOCA DR
CitySAINT CLOUD
StateFL
Zip34772-8147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 378
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1
Legal Phase1
Legal Tract964
Legal Block3780
Legal Lot Number378
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2016
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-3780

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 22, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEXPRESS MORTGAGE CORPORATION
Oct 07, 2021Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 29, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleOct 07, 2021 · Amount on Record
Deed Doc Number202681380
Deed Book / Page6991 / 1091
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
InvestorPossibly a Property Investor

Mortgage

Document Number0063201720
DateNov 28, 2022
Book Page6320/1720
Instrument2022170471
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 16, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2026
Property Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
Document Number0069911091
Book / Page6991 / 1091
Instrument DateJun 17, 2026
Instrument202681380
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyANCONA TITLE, NONA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$293,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
InvestorPossibly a Property Investor

Mortgage

Document Number0000081381,
DateJun 22, 2026
Book Page6991/1093
Instrument202681381
Lender
NameHOMEXPRESS MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2021
Property Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
Document Number0060602549
Book / Page6060 / 2549
Map ReferenceMB 24 PG 161
Instrument DateOct 06, 2021
Instrument2021156278
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16113 HAMPTON CROSSING DR, 16113, WINTER GARDEN, FL 34787-9261

Transferred To (Grantee/Buyer)

NameVerified Name
Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147

Mortgage

Document Number60602550
DateOct 07, 2021
Instrument6060/2550
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 29, 2017
Property Address3673 MOCA DR, SAINT CLOUD, FL 34772-8147
Document Number0051720826
Book / Page5172 / 0826
Map ReferenceMB24 PG161-167
Instrument DateJun 22, 2017
Instrument2017095459
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 MATHIS RD, SAINT CLOUD, FL 34771-8506

Mortgage

Document Number0051720828
DateJun 29, 2017
Book Page5172/0828
Instrument2017095460
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,000.00 (+3.43%) Homeowner's exemption$322,230 (+5.99%)$360,500 (+3.56%) Land $70,000 Building $290,500
2024$4,834.00 (+2.5%)
2023$4,716.00 (+3.42%) Homeowner's exemption$304,029 (+3%)$348,100 (+10.16%) Land $65,000 Building $283,100
2022$4,560.00 Homeowner's exemption$295,174$316,000 Land $60,000 Building $256,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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