3671 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3671 Via Bernardo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,240 sqft · built 1990
Lot Size	0.109 acres (4,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Nov 2024)
Tax Bill	$12,477 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`169-473-10-00`

Property Details

APN / Parcel Number

Primary APN	`169-473-10-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,747 sqft (0.109 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3671 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 10 TR 011816
Legal Subdivision	SOUTH RDG TRLS
Legal Tract	011816
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Nov 13, 2020	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 5, 2019	Grant Deed, Transfer · Conventional Mortgage MORTGAGE ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	2024315084
Prior Transfer Date	Mar 8, 2010
Prior Transfer Doc	0000130774
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	0000045352
Date	Feb 19, 2026
Instrument	2026-0045352

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	0000057223
Date	Mar 7, 2024
Instrument	2024-0057223

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2044

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	0000297020
Date	Jul 19, 2022
Instrument	2022-0297020

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2020
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Document Number	0000714295
Map Reference	MAP 11816
Instrument Date	Nov 10, 2020
Instrument	2020-0714295
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	0000714296
Date	Nov 13, 2020
Instrument	2020-0714296

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Document Number	0000217400
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3671 VIA BERNARDO OCEANSIDE CA 920567231, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	0000217400
Date	Apr 29, 2020
Instrument	217400

Lender

Name	MORTGAGE ONE
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Document Number	0000217603
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9630 CARAWAY ST LAKESIDE CA 920404222, LAKESIDE, CA 92040-4222

Mortgage

Document Number	0000217603
Date	Jun 5, 2019
Instrument	217603

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2019
Property Address	3671 VIA BERNARDO, OCEANSIDE, CA 92056-7231
Document Number	0000217601
Instrument Date	Jun 1, 2019
Instrument	217601
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3671 VIA BERNARDO OCEANSIDE CA 920567231, OCEANSIDE, CA 92056-7231

Mortgage

Document Number	217602
Date	Jun 5, 2019
Instrument	217602

Lender

Name	MORTGAGE ONE
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,122,000 (+2%) Land $816,000 Building $306,000
2025	$12,477.00 (+59.7%)	$1,100,000 (+53.23%) Land $800,000 Building $300,000
2023	$7,813.00 (+0.24%)	$717,874 Land $318,487 Building $399,387
2022	$7,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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