3669 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3669 Via Bernardo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,585 sqft · built 1990
Lot Size	0.109 acres (4,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Dec 1996)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-473-11-00`

Property Details

APN / Parcel Number

Primary APN	`169-473-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,747 sqft (0.109 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3669 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 11 TR 011816
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011816
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3669 VIA BERNARDO, OCEANSIDE, CA 92056-7229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LENDING LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LNDG
Aug 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1996 · Amount on Record
Deed Sale	Dec 13, 1996 · Amount on Record
Prior Sale	Sep 27, 1996 · Amount on Record
Deed Document Number	1996625911
Last Transfer Date	Sep 10, 1997
Transfer Doc	0000453738
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3669 VIA BERNARDO, OCEANSIDE, CA 92056-7229
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 VIA BERNARDO, OCEANSIDE, CA 92056-7229

Mortgage

Document Number	0000568412
Date	Sep 24, 2020
Instrument	2020-0568412

Lender

Name	PACIFIC LENDING LLC
Type	Mortgage Company
Address	ONTARIO, CA 91764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3669 VIA BERNARDO, OCEANSIDE, CA 92056-7229
Document Number	0000535996
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3669 VIA BERNARDO OCEANSIDE CA 920567229, OCEANSIDE, CA 92056-7229

Mortgage

Document Number	0000535996
Date	Nov 19, 2019
Instrument	535996

Lender

Name	PACIFIC LNDG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3669 VIA BERNARDO, OCEANSIDE, CA 92056-7229
Document Number	0000368895
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3669 VIA BERNARDO OCEANSIDE CA 920567229, OCEANSIDE, CA 92056-7229

Mortgage

Document Number	0000368895
Date	Aug 15, 2017
Instrument	368895

Lender

Name	PACIFIC LNDG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,625 (+2%) Land $69,021 Building $241,604
2025	$3,413.00 (+8.73%) Homeowner's exemption	$304,535 (+4.04%) Land $67,668 Building $236,867
2023	$3,139.00 (+0.32%) Homeowner's exemption	$292,712 Land $65,042 Building $227,670
2022	$3,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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