3670 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3670 Via Bernardo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,837 sqft · built 1990
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jun 2001)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-474-20-00`

Property Details

APN / Parcel Number

Primary APN	`169-474-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,837 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3670 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 56 TR 011816
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011816
Legal Block	2
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19808

Owner

3670 Via Bernardo is owned and occupied by two individuals who acquired it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Apr 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2001 · Amount on File
Deed Sale	Jun 27, 2001 · Amount on File
Prior Sale	Jun 30, 1989 · Amount on File
Deed Document Number	2001437782
Last Transfer Date	Jan 31, 2020
Transfer Doc	0000169087
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230

Mortgage

Document Number	0000614777
Date	Aug 30, 2021
Instrument	2021-0614777

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230

Mortgage

Document Number	0000089543
Date	Feb 5, 2021
Instrument	2021-0089543

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2020
Property Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230
Document Number	0000169087
Instrument Date	Jan 31, 2020
Instrument	169087
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3670 VIA BERNARDO OCEANSIDE CA 920567230, OCEANSIDE, CA 92056-7230

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3670 VIA BERNARDO, OCEANSIDE, CA 92056-7230
Document Number	0000499561
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 VIA BERNARDO OCEANSIDE CA 920567230, OCEANSIDE, CA 92056-7230

Mortgage

Document Number	0000499561
Date	Dec 4, 2018
Instrument	499561

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3670 Via Bernardo was $4,790 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,943 (+2%) Land $215,167 Building $219,776
2025	$4,790.00 Homeowner's exemption	$426,416 Land $210,949 Building $215,467
2023	$4,406.00 (+0.3%) Homeowner's exemption	$409,859 Land $202,758 Building $207,101
2022	$4,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3670 Via Bernardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3670 Via Bernardo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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