DeSoto County property record for 3670 Shelby Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,439 sqft · built 1999 |
| Lot Size | 0.258 acres (11,243 sqft) |
| Owner | Individual on Record |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-07-0-00012-00 |
| Primary APN | 3-07-4-20-07-0-00012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,439 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,243 sqft (0.258 acres) |
| Lot Dimensions | 143 ft deep x 86 ft wide |
| Patio Area | 150 sqft |
| Street Address | 3670 SHELBY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 OVERLAY |
| Legal Description | EDGEWOOD ESTATES PUD 1ST ADD LOT 12 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 20 |
| Legal Subdivision | EDGEWOOD ESTATES PUD 1ST ADD |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 71002 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 3670 SHELBY CV, HERNANDO, MS 38632-7795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Oct 15, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ESTATE OF DAVID P KOCH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 |
| Deed Sale | Oct 15, 2020 |
| Deed Document Number | 0000935477 |
| Deed Book / Page | 935 / 477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3670 SHELBY CV, HERNANDO, MS 38632-7795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3670 SHELBY CV, HERNANDO, MS 38632-7795 |
| Document Number | 5662/109387 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5662/109387 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 15, 2020 |
| Property Address | 3670 SHELBY CV, HERNANDO, MS 38632-7795 |
| Document Number | 000935/477 |
| Book / Page | 935 / 477 |
| Map Reference | MB 61 PG 32&33 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3670 SHELBY CV, 3670, HERNANDO, MS 38632-7795 |
| Name | Verified Name |
|---|---|
| Address | 3670 SHELBY CV, HERNANDO, MS 38632-7795 |
| Document Number | 0005066157 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 5066/157 |
| Name | ESTATE OF DAVID P KOCH |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Rate | 2.25% |
|---|
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,171.00 (+16.85%) | $21,212 (+36.35%) Land $3,000 Building $18,212 | $212,119 (+36.35%) Land $30,000 Building $182,119 |
| 2023 | $1,858.00 | $15,557 | $155,567 Land $30,000 Building $125,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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