DeSoto County property record for 3655 Shelby Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4,176 sqft · built 1999 |
| Lot Size | 0.344 acres (15,011 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Oct 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-07-0-00028-00 |
| Primary APN | 3-07-4-20-07-0-00028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,176 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,011 sqft (0.344 acres) |
| Lot Dimensions | 142 ft deep x 122 ft wide |
| Street Address | 3655 SHELBY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 OVERLAY |
| Legal Description | EDGEWOOD ESTATES PUD 1ST ADD LOT 28 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 20 |
| Legal Subdivision | EDGEWOOD ESTATES PUD 1ST ADD |
| Legal Lot Number | 28 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 71002 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3655 SHELBY CV, HERNANDO, MS 38632-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000400250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3655 SHELBY CV, HERNANDO, MS 38632-7765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3655 SHELBY CV, HERNANDO, MS 38632-7765 |
| Document Number | 0005073/73 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5073/73 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 (-16.03%) | $22,479 (-) Land $3,000 Building $19,479 | $224,791 (-) Land $30,000 Building $194,791 |
| 2023 | $2,078.00 | $22,479 | $224,791 Land $30,000 Building $194,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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