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3690 Shelby Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3690 Shelby Cv, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,465 sqft · built 2000
Lot Size0.212 acres (9,247 sqft)
Owner2 Individual Names on File
Last Sale$390,700 (Jun 2022)
Tax Bill$2,225 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-4-20-07-0-00014-00

Property Details

APN / Parcel Number

Primary APN3-07-4-20-07-0-00014-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,465 sqft Adjusted Area
1st Floor Area1,402 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area9,247 sqft (0.212 acres)
Lot Dimensions140 ft deep x 52 ft wide

Location & Zoning

Street Address3690 SHELBY CV
CityHERNANDO
StateMS
Zip38632-7795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30 OVERL
Legal DescriptionEDGEWOOD ESTATES PUD 1ST ADD LOT 14
Legal Range007
Legal Township03S
Legal Section20
Legal SubdivisionEDGEWOOD ESTATES PUD 1ST ADD
Legal Lot Number14
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2029
Census Tract71002

Owner

Source: DeSoto County assessment roll, APN 3-07-4-20-07-0-00014-00, as of December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3690 SHELBY CV, HERNANDO, MS 38632-7795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEESLER FCU
Jun 27, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Deed Book / Page1001 / 736
Prior Transfer DateNov 23, 2010
Prior Transfer Doc000648/480
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3690 SHELBY CV, HERNANDO, MS 38632-7795
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyREALTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3690 SHELBY CV, HERNANDO, MS 38632-7795

Mortgage

Document Number005360/689
DateOct 01, 2021
Book Page5360/689
Lender
NameKEESLER FCU
TypeCredit Union
AddressBILOXI, MS 39531
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2041

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 27, 2022
Property Address3690 SHELBY CV, HERNANDO, MS 38632-7795
Document Number001001/736
Book / Page1001 / 736
Map ReferenceMB 61 PG 32
Instrument DateJun 21, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2470 STAR LANDING RD, 2470, NESBIT, MS 38651-9389

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3690 SHELBY CV, HERNANDO, MS 38632-7795

Mortgage

Document Number0005556780
DateJun 27, 2022
Instrument5556/780
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll as of December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,225.00 (+16.19%)$21,681 (+35.77%) Land $3,000 Building $18,681$216,808 (+35.77%) Land $30,000 Building $186,808
2023$1,915.00$15,969$159,686 Land $30,000 Building $129,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 66 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Telapex
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0170009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO
serves 14,457 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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