367 Gulf Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 367 Gulf Rd, Worcester, NY 12197

Property Summary

Property Type	Rural Home
Lot Size	28.3 acres (1,235,362 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Aug 2021)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`366600 184.00-1-5.00`

Property Details

APN / Parcel Number

Primary APN	`366600 184.00-1-5.00`
Alternative APNs	`660018400000010050000000` `480400392`

Exterior

Lot Area	1,235,362 sqft (28.3 acres)

Location & Zoning

Account Number	480400392
Street Address	367 GULF RD
City	WORCESTER
State	NY
Zip	12197-2105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1020
Census Tract	590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	367 GULF RD, WORCESTER, NY 12197-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Oct 15, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20214715
Prior Transfer Date	Jun 10, 2015
Prior Transfer Doc	2015003147
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 25, 2021
Property Address	367 GULF RD, WORCESTER, NY 12197-2105
Document Number	715
Instrument Date	Aug 13, 2021
Instrument	2021-4715
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13615 N MAGNOLIA AVE, CITRA, FL 32113-3746

Mortgage

Document Number	716
Date	Aug 25, 2021
Instrument	2021-4716

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 15, 2018
Property Address	367 GULF RD, WORCESTER, NY 12197-2105
Document Number	0000004954
Instrument Date	Oct 12, 2018
Instrument	4954
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 BURDECK ST #1209 SCHENECTADY NY 123061070, 1209, SCHENECTADY, NY 12306-1070

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00 (+0.37%)
2025	$3,805.00	$65,000 (-) Land $18,400 Building $46,600	$158,151 (+11.92%) Land $44,769 Building $113,382
2023		$65,000 (-) Land $18,400 Building $46,600	$141,304 (+10.87%) Land $40,000 Building $101,304
2022		$65,000 Land $18,400 Building $46,600	$127,451 Land $36,078 Building $91,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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