Otsego County and Worcester Town property record for 103 Gulf Rd, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,453 (2026) |
| Deeds & Mortgages | Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 200.00-1-24.03 |
| Primary APN | 366600 200.00-1-24.03 |
|---|---|
| Alternative APNs |
|
| Lot Area | 35,284 sqft (0.81 acres) |
|---|---|
| Lot Dimensions | 126 ft deep x 281 ft wide |
| Account Number | 482545882 |
|---|---|
| Street Address | 103 GULF RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 24.030 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 590702 |
103 Gulf Rd is owner-occupied and held in a trust since June 2016.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 103 GULF RD, WORCESTER, NY 12197-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2016 |
| Transfer Doc | 0000001578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 12, 2019 |
| Property Address | 103 GULF RD, WORCESTER, NY 12197-2101 |
| Document Number | 0000001578 |
| Instrument Date | Jun 15, 2016 |
| Instrument | 1578 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 103 GULF RD WORCESTER NY 121972101, WORCESTER, NY 12197-2101 |
The 2026 property tax bill for 103 Gulf Rd was $4,453 with a homeowner's exemption, up 12.7% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,453.00 (+12.71%) Homeowner's exemption | ||
| 2025 | $3,951.00 | $75,900 Land $7,200 Building $68,700 | $184,672 Land $17,518 Building $167,154 |
| 2023 | $75,900 Land $7,200 Building $68,700 | $165,000 Land $15,652 Building $149,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Gulf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Gulf Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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