321 Gulf Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 321 Gulf Rd, Worcester, NY 12197

Property Summary

Property TypeRural Home
Lot Size47.3 acres (2,060,388 sqft)
Owner2 Individual Names on Record
Tax Bill$5,319 (2026)
Flood ZoneZone X (minimal risk)
APN366600 184.00-1-6.03

Property Details

APN / Parcel Number

Primary APN366600 184.00-1-6.03
Alternative APN
  • 482023872

Exterior

Lot Area2,060,388 sqft (47.3 acres)

Location & Zoning

Account Number482023872
Street Address321 GULF RD
CityWORCESTER
StateNY
Zip12197-2105
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number6.030
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1019
Census Tract590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address321 GULF RD, WORCESTER, NY 12197-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 5, 2006
Transfer Doc1093000847
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,319.00 (+27.58%) Homeowner's exemption Senior Citizen's exemption
2025$4,169.00$90,800 (-) Land $39,300 Building $51,500$220,925 (+11.92%) Land $95,621 Building $125,304
2023$90,800 Land $39,300 Building $51,500$197,391 Land $85,435 Building $111,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gulf Rd

Nearby Streets

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