Citrus County property record for 3668 E Cove Park Trl, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1998 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $91,000 (Aug 2011) |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0140-000F0-016.0 |
| Primary APN | 19E-18S-14-0140-000F0-016.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2849649 |
|---|---|
| Old Parcel Number | 1418S19E0140000F00160 |
| Street Address | 3668 E COVE PARK TRL |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 16 BLK F |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | F |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 450105 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3668 E COVE PARK TRL, HERNANDO, FL 34442-5518 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 29, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2011 · Amount on Record |
| Deed Sale | Aug 5, 2011 · Amount on Record |
| Prior Sale | Mar 24, 2006 |
| Deed Document Number | 2011032601 |
| Deed Book / Page | 2433 / 0628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3668 E COVE PARK TRL, HERNANDO, FL 34442-5518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031902157 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 3190/2157 |
| Instrument | 2021052400 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3668 E COVE PARK TRL, HERNANDO, FL 34442-5518 |
| Document Number | 0029801285 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3668 E COVE PARK TRL HERNANDO FL 344425518, HERNANDO, FL 34442-5518 |
| Document Number | 0029801285 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 002980/001285 |
| Instrument | 28337 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 (+8.96%) Homeowner's exemption Additional exemption filed | $169,847 (-2.88%) Land $10,560 Building $159,287 | $169,847 (-2.88%) Land $10,560 Building $159,287 |
| 2024 | $871.00 (+3.81%) Homeowner's exemption Additional exemption filed | $174,891 (-1.15%) Land $9,830 Building $165,061 | $174,891 (-1.15%) Land $9,830 Building $165,061 |
| 2023 | $839.00 (+7.02%) Homeowner's exemption Additional exemption filed | $176,926 (+11.29%) Land $9,830 Building $167,096 | $176,926 (+11.29%) Land $9,830 Building $167,096 |
| 2022 | $784.00 Homeowner's exemption Additional exemption filed | $158,973 Land $9,830 Building $149,143 | $158,973 Land $9,830 Building $149,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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