3629 E Cove Park Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3629 E Cove Park Trl, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 2000
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (May 2023)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0140-000D0-0230`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000D0-0230`
Alternative APNs	`1418S19E0140000D00230` `2950480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,533 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	220 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2950480
Street Address	3629 E COVE PARK TRL
City	HERNANDO
State	FL
Zip	34442-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 23 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	D
Legal Lot Number	23
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1032
Census Tract	450105

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3629 E COVE PARK TRL, HERNANDO, FL 34442-5519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Feb 13, 2020	Warranty Deed, Transfer STEWART TITLE
Oct 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	202330932
Deed Book / Page	3382 / 636
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0030091258
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 26, 2023
Property Address	3629 E COVE PARK TRL, HERNANDO, FL 34442-5519
Document Number	0033820636
Book / Page	3382 / 636
Map Reference	MB 15 PG 75
Instrument Date	May 25, 2023
Instrument	2023030932
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,051.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9001 NW 15TH PL, PLANTATION, FL 33322-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 E COVE PARK TRL, HERNANDO, FL 34442-5519

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 13, 2020
Property Address	3629 E COVE PARK TRL, HERNANDO, FL 34442-5519
Document Number	0030390738
Book / Page	003039 / 000738
Instrument Date	Feb 11, 2020
Instrument	8419
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3629 E COVE PARK TRL HERNANDO FL 344425519, HERNANDO, FL 34442-5519

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 7, 2019
Property Address	3629 E COVE PARK TRL, HERNANDO, FL 34442-5519
Document Number	0030091258
Book / Page	003009 / 001258
Instrument Date	Sep 27, 2019
Instrument	52500
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1649 LAS PALMOS DR SW PALM BAY FL 329081124, PALM BAY, FL 32908-1124

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (-4.99%) Homeowner's exemption	$201,148 (-5.49%) Land $10,970 Building $190,178	$201,148 (-5.49%) Land $10,970 Building $190,178
2024	$2,683.00 (+44.64%) Homeowner's exemption Additional exemption filed	$212,834 (-0.33%) Land $10,220 Building $202,614	$212,834 (-0.33%) Land $10,220 Building $202,614
2023	$1,855.00 (+7.16%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$213,537 (+11.17%) Land $10,220 Building $203,317	$213,537 (+11.17%) Land $10,220 Building $203,317
2022	$1,731.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$192,075 Land $10,220 Building $181,855	$192,075 Land $10,220 Building $181,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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