Citrus County property record for 3643 E Cove Park Trl, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 1999 |
| Lot Size | 0.181 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Mar 2018) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0140-000D0-022.0 |
| Primary APN | 19E-18S-14-0140-000D0-022.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 1,771 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,920 sqft (0.181 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2867051 |
|---|---|
| Old Parcel Number | 1418S19E0140000D00220 |
| Street Address | 3643 E COVE PARK TRL |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 22 BLK D |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | D |
| Legal Lot Number | 22 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 450105 |
Source: Citrus County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 18717 DOBSON DR, HUDSON, FL 34667-6346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 19, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Prior Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 0028871047 |
| Deed Book / Page | 002887 / 001047 |
| Last Transfer Date | Jan 9, 2026 |
| Transfer Doc | 0036331620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 9, 2026 |
| Property Address | 3643 E COVE PARK TRL, HERNANDO, FL 34442-5519 |
| Document Number | 0036331620 |
| Book / Page | 3633 / 1620 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026001383 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3643 E COVE PARK TRL, HERNANDO, FL 34442-5519 |
| Name | Verified Name |
|---|---|
| Address | 18717 DOBSON DR, HUDSON, FL 34667-6346 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 19, 2018 |
| Property Address | 3643 E COVE PARK TRL, HERNANDO, FL 34442-5519 |
| Document Number | 0028871047 |
| Book / Page | 002887 / 001047 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 13199 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,609.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3643 E COVE PARK TRL HERNANDO FL 344425519, HERNANDO, FL 34442-5519 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (+5.05%) Homeowner's exemption Additional exemption filed | $252,481 (-3.84%) Land $10,970 Building $241,511 | $252,481 (-3.84%) Land $10,970 Building $241,511 |
| 2024 | $2,474.00 (+2.61%) Homeowner's exemption Additional exemption filed | $262,567 (-0.83%) Land $10,220 Building $252,347 | $262,567 (-0.83%) Land $10,220 Building $252,347 |
| 2023 | $2,411.00 (+6.97%) Homeowner's exemption Additional exemption filed | $264,756 (+11.85%) Land $10,220 Building $254,536 | $264,756 (+11.85%) Land $10,220 Building $254,536 |
| 2022 | $2,254.00 Homeowner's exemption Additional exemption filed | $236,697 Land $10,220 Building $226,477 | $236,697 Land $10,220 Building $226,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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