Santa Rosa County property record for 3664 Hwy 182, Jay, FL 32565 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,111 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,957 (2024) |
| Deeds & Mortgages | Jan 2017 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-3N-29-0000-00403-0000 |
| Primary APN | 08-3N-29-0000-00403-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,111 sqft Heated Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 2,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 2,910 ft deep x 1,500 ft wide |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 410 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 083N290000004030000 |
|---|---|
| Street Address | 3664 HIGHWAY 182 |
| City | JAY |
| State | FL |
| Zip | 32565-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *ENHNCD LIFE EST* RESERVED IN: COM AT SE CORNER OF SECTION 8 TOWNSHP 3 NORTH RANGE 29 WEST THN N89*27'12W ON S SEC LN 1742.72 |
| Legal Range | 29W |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 10200 |
Source: Santa Rosa County records · APN 08-3N-29-0000-00403-0000
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK |
| Dec 07, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 |
| Deed Sale | Nov 20, 2020 |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 0000403914 |
| Deed Book / Page | 3767 / 0128 |
| Prior Transfer Date | Sep 18, 2018 |
| Prior Transfer Doc | 201840162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035880609 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 3588/0609 |
| Instrument | 201700101 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039660203 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 3966/203 |
| Instrument | 202030163 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 07, 2020 |
| Property Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Document Number | 0040390014 |
| Book / Page | 004039 / 000014 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 65603 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3664 HIGHWAY 182 JAY FL 325657330, JAY, FL 32565-7330 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Document Number | 0037670128 |
| Book / Page | 3767 / 0128 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 201840162 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | CLEAR TITLE OF NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8324 HIGHWAY 87 N, 8324, MILTON, FL 32570-9248 |
| Name | Verified Name |
|---|---|
| Address | 3664 HIGHWAY 182, JAY, FL 32565-7330 |
| Document Number | 0201840163 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 201840163 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,957.00 (+1.93%) Homeowner's exemption | $195,723 (+3%) | $241,674 (+0.82%) Land $14,000 Building $227,674 |
| 2023 | $1,920.00 (+2.4%) Homeowner's exemption | $190,022 (+3%) | $239,706 (-0.12%) Land $14,000 Building $225,706 |
| 2022 | $1,875.00 Homeowner's exemption | $184,487 | $239,993 Land $14,000 Building $225,993 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 347 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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