3625 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 3625 Hwy 182, Jay, FL 32565

Property Summary

Property Type	Agricultural Vacant Land
Details	3 bd · 3 ba · 5,646 sqft · built 1996
Lot Size	16.9 acres (740,084 sqft)
Owner	2 Individual Names on File
Last Sale	$10,500 (Feb 2017)
Tax Bill	$2,229 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-3N-29-0000-00301-0000`

Property Details

APN / Parcel Number

Primary APN	`17-3N-29-0000-00301-0000`
Alternative APN	`N293170000003010000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,646 sqft Gross Area
1st Floor Area	2,023 sqft
Upper Floors Area	764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	740,084 sqft (16.9 acres)
Lot Dimensions	660 ft deep x 330 ft wide
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	7 Parking Spaces
Porch	Finished/Open Porch
Porch Area	412 sqft
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3625 HIGHWAY 182
City	JAY
State	FL
Zip	32565-7331
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	AG-RR
Legal Description	COM NE SEC CORN THN N8728 14 W 1993.52 FT TO POB THN CONT 330.35 FT THN S23115W 659. 28 FT THN S872807E 330.35 FT THN N23115E 659.29 FT TO POB AS DES IN OR 1485 PG 176 & BEING CONTAINED HEREIN WITH FORMER #3 COMBINED HERE PER REQ FOR 2013 & DES A
Legal Range	29W
Legal Township	3N
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1020
Census Tract	10400

Owner

3625 Hwy 182, agricultural vacant land, is owned and occupied by two individuals who acquired it in November 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3625 HIGHWAY 182, JAY, FL 32565-7331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Dec 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Oct 31, 1995 · Amount on File
Deed Document Number	20176055
Deed Book / Page	3599 / 378
Last Transfer Date	Nov 20, 2020
Transfer Doc	0040390017
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3625 HIGHWAY 182, JAY, FL 32565-7331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 HIGHWAY 182, JAY, FL 32565-7331

Mortgage

Document Number	0040352008
Date	Dec 1, 2020
Book Page	4035/2008
Instrument	202064175

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 7, 2020
Property Address	3625 HIGHWAY 182, JAY, FL 32565-7331
Document Number	0040390017
Book / Page	004039 / 000017
Instrument Date	Nov 20, 2020
Instrument	65604
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3625 HIGHWAY 182 JAY FL 325657331, JAY, FL 32565-7331

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 15, 2017
Property Address	3625 HIGHWAY 182, JAY, FL 32565-7331
Document Number	0035990378
Book / Page	003599 / 000378
Instrument Date	Feb 9, 2017
Instrument	6055
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 EDDINS RD BREWTON AL 364263149, BREWTON, AL 36426-3149

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,929 (+2.86%)	$551,538 (+7.56%) Land $220,904 Building $330,634
2024	$2,229.00 (+1.78%) Homeowner's exemption	$219,643 (+2.96%)	$512,764 (+3.13%) Land $18,878 Building $493,886
2023	$2,190.00 (+2.34%) Homeowner's exemption	$213,329 (+2.96%)	$497,187 (+1.72%) Land $17,878 Building $479,309
2022	$2,140.00 Homeowner's exemption	$207,199	$488,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3625 Hwy 182 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3625 Hwy 182 is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: AT&T.

Nearby Properties on Hwy 182

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures